Equine insurance includes equine mortality, major medical, surgical and loss of use horse insurance. Equestrian insurance can be purchased for your property such as barns, sheds, machinery, farm equipment, tack and livestock.

For a professional equine business, liability insurance to cover your home and your horse operation, on and off your premises, including such equine operations as horse boarding, custody and control, horse breeding, horse racing, horse training, transit, horse shows, and riding instruction.

Individual Horse Owner's Liability Insurance

As an individual horse owner, it is important to be covered for any property or bodily damage that your horse might cause. Homeowner's insurance or blanket liablility insurance may or may not cover this liability so it is best to understand your present insurance coverage before shopping for additional liablility insurance. Consult your insurance agent if you have any questions.

The coverage amount you select will depend on the amount of assets you want to protect and should include coverage that pays all amounts you may legally obligated to pay for bodily injury and property damage arising from horse ownership, plus legal fees.

Commercial Equine Liability Insurance

Commercial liability insurance is needed by those who perform any commercial equine activities such as boarding, instruction, training, and breeding. Coverage protects against lawsuits from a third party suffering injury or property damage. Any damage that exceeds your equine insurance policy limits will come out of your personal assets so the more personal assets you have, the more coverage you need.

Equine Professional Liability Insurance Coverage

Equine Professional equine insurance provides coverage and defense fees resulting from any negligent act, error, or omission by the insured's professional equine activities.

Mortality Equine Insurance